What does a home electrical inspection cover in New Brunswick?
What does a home electrical inspection cover in New Brunswick?
Home Electrical Inspections in New Brunswick: What to Expect
A home electrical inspection evaluates the safety and condition of your home's electrical system. In NB, there are two types: a TSANB permit inspection (required for new work) and a voluntary safety inspection (for peace of mind or insurance requirements).
TSANB Permit Inspection vs. Voluntary Safety Inspection
TSANB permit inspection:
- Required when electrical work has been done under a permit
- Covers ONLY the work described on the permit (not the whole house)
- Performed by a TSANB inspector
- Pass/fail with deficiency list if items need correction
- Fee included in the permit cost
Voluntary safety inspection:
- Done by a TSANB-licensed electrician (not a TSANB inspector)
- Covers the entire electrical system
- Provides a written report of findings and recommendations
- Often required by insurance companies for older homes or homes with known issues (FPE panels, aluminum wiring, knob-and-tube)
- Cost: $200–$500 depending on home size and complexity
What a Full Safety Inspection Covers
1. Electrical panel
- Panel brand, age, and condition (checking for FPE, Zinsco, or other problem brands)
- Main breaker rating and service size (60A, 100A, 200A)
- Breaker condition — signs of overheating, corrosion, or damage
- Proper breaker sizing for each circuit's wire gauge
- Double-tapped breakers (two wires on a single breaker not rated for it)
- Proper grounding and bonding (ground bus, bonding jumper, grounding electrode conductor)
- Panel labelling — accurate circuit directory
- Available capacity for future needs
2. Service entrance
- Condition of the service mast, weatherhead, and meter base
- Service entrance cable condition
- Proper clearances from ground, windows, and walkways
- Ground rod and grounding electrode connection
3. Wiring throughout the home
- Wire type identification (NMD90 copper, aluminum, knob-and-tube)
- Wire condition where visible (attic, basement, crawlspace)
- Proper cable support and protection
- Nail plates where cables pass through framing
- Junction box covers in place and accessible
- No exposed splices outside of boxes
4. Outlets and switches
- Sample testing of outlets with a three-light tester (correct wiring, grounding)
- GFCI presence and function in required locations (kitchen, bathroom, outdoor, garage, basement)
- Tamper-resistant receptacles where required
- Proper outlet spacing per CEC
- Switch function and condition
5. Smoke and CO detectors
- Presence on all required levels
- Age (expiration date check)
- Function (test button)
- Interconnection (in newer homes)
- CO detector presence near fuel-burning appliances
6. Exterior electrical
- Outdoor outlet condition and GFCI function
- Weather covers (in-use covers) present and functional
- Exterior light fixture condition
- Meter base and service entrance condition
7. Specific systems
- Electric water heater (dedicated circuit, proper wiring)
- HVAC electrical connections
- Dryer and stove circuits (240V, proper receptacle type)
- Smoke detector circuits (hardwired homes)
- Any sub-panels (detached garage, basement suite)
What the Inspector Looks For (Common Findings in NB)
Based on the age and style of NB housing stock, inspectors commonly find:
Homes built before 1960:
- Knob-and-tube wiring (partial or full)
- 60A fuse boxes
- No grounding on any circuits
- No GFCI protection anywhere
- Cloth-insulated wiring deterioration
Homes built 1960–1980:
- Aluminum wiring (1965–1976 era)
- 100A panels (sometimes FPE or Zinsco)
- Some grounded circuits, some not
- Missing GFCI in kitchens and bathrooms
- Overfused circuits in fuse boxes
Homes built 1980–2000:
- Generally adequate wiring
- 100A or 200A panels
- May be missing GFCI in garages and outdoor locations
- Backstab connections on outlets (prone to loosening)
- Smoke detectors past expiration
Homes built 2000+:
- Usually code-compliant
- May have outdated smoke/CO detectors
- Additions or renovations done without permits
When to Get an Inspection
- Buying a home — the general home inspection covers basic electrical, but a dedicated electrical inspection is worthwhile for homes built before 1980
- Insurance request — your insurer may require an inspection for older homes, homes with known issues, or when switching insurance providers
- Before major renovations — understand your starting point before adding new electrical load
- After buying a home with unknown history — especially if there's evidence of DIY electrical work
- Peace of mind — if you've never had the electrical inspected and the home is 25+ years old
Cost and What You Get
| Service | Cost | What You Get |
|---------|------|-------------|
| Basic safety inspection (1,500 sq ft home) | $200–$350 | Written report, deficiency list, recommendations |
| Comprehensive inspection (larger/older home) | $350–$500 | Detailed report, thermal imaging, full system assessment |
| Pre-purchase electrical inspection | $250–$400 | Buyer-focused report with cost estimates for repairs |
| Insurance-required inspection | $200–$350 | Report formatted for insurance submission |
Most TSANB-licensed electricians in Moncton, Saint John, Fredericton, and surrounding areas offer inspection services. The inspection typically takes 2–4 hours depending on home size, and you'll receive a written report within 1–3 business days.
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